Skills standard compliance

Implement Agent Skills standard (https://agentskills.io/specification):
- Validate name (must match parent dir, lowercase, max 64 chars)
- Validate description (required, max 1024 chars)
- Warn on unknown frontmatter fields
- Warn on name collisions (keep first)
- Change prompt format to XML structure
- Remove {baseDir} placeholder (use relative paths)
- Add tests and update documentation

fixes #231

packages/coding-agent/test/fixtures/skills/nested/child-skill/SKILL.md

@@ -0,0 +1,8 @@
+---
+name: child-skill
+description: A nested skill in a subdirectory.
+---
+
+# Child Skill
+
+This skill is nested in a subdirectory.